🏦 Relationship Manager – Working Capital (ILG) | Kotak Mahindra Bank Hiring
🏢 Company: Kotak Mahindra Bank
Banking Relationship Manager Hiring
📄 Job Description
Kotak Mahindra Bank is inviting applications for the position of Relationship Manager – Working Capital (ILG) at its Udaipur branch. This role is ideal for professionals with experience in working capital finance, commercial banking, and client relationship management. The selected candidate will be responsible for managing business relationships, driving portfolio growth, and delivering customized working capital solutions to corporate and business clients.
🛠 Key Responsibilities
- Manage and grow the Working Capital (ILG) business portfolio.
- Acquire new commercial banking customers and strengthen existing relationships.
- Understand client funding requirements and recommend suitable working capital solutions.
- Drive business growth while maintaining portfolio quality.
- Coordinate with credit, operations, and risk teams for timely loan processing.
- Monitor customer accounts, utilization, and repayment performance.
- Ensure compliance with internal banking policies and RBI guidelines.
- Identify cross-selling opportunities across banking products and services.
- Prepare business proposals, financial analysis, and client presentations.
- Maintain high standards of customer service and relationship management.
🎓 Eligibility Criteria
- Graduate; MBA or Finance specialization is preferred.
- Relevant experience in Working Capital, Commercial Banking, or Corporate Banking.
- Strong client relationship management and business development skills.
- Knowledge of working capital products and commercial lending.
- Good understanding of financial statements and credit fundamentals.
- Excellent communication, negotiation, and stakeholder management skills.
- Ability to manage business targets and customer portfolios effectively.
⭐ Key Skills
- Relationship Management
- Working Capital Finance
- Commercial Banking
- Corporate Banking
- Business Development
- Client Acquisition
- Credit Analysis
- Portfolio Management
- Financial Analysis
- Cross Selling
- Stakeholder Management
- Customer Relationship Management
- Negotiation Skills
- Banking Operations
💰 Benefits
- Competitive salary and attractive employee benefits.
- Career growth with one of India's leading private sector banks.
- Exposure to commercial banking and working capital finance.
- Opportunity to work with business and corporate clients.
- Professional development through continuous learning and leadership opportunities.
⭐ Why Join Kotak Mahindra Bank?
- Build your career with one of India's leading banking institutions.
- Work with a strong commercial banking and working capital portfolio.
- Develop expertise in relationship management and business finance.
- Collaborate with experienced banking professionals across multiple functions.
- Enjoy long-term career growth and learning opportunities.
🎤 How to Prepare for the Interview
- Review working capital products, commercial lending, and corporate banking concepts.
- Refresh your knowledge of financial statement analysis and credit assessment.
- Prepare examples of client acquisition, relationship management, and business growth.
- Understand RBI banking regulations related to commercial lending.
- Research Kotak Mahindra Bank's business banking products and services.
- Demonstrate strong communication, negotiation, and customer management skills.
📩 How to Apply
Interested and eligible candidates can apply by sending their updated resume through the email button below.