📄 Job Description
We are looking for a National Collections Head – Tractor Loans in Noida.
This is not a traditional collections role. The opportunity involves building a digital-first, data-led collections function to transform how rural India manages credit and repayment.
The role is focused on leveraging technology, data, analytics and innovative collection strategies to improve portfolio quality, drive sustainable recoveries and create impact at the grassroots level.
The position offers high ownership, ESOPs, massive scale and the opportunity to build something category-defining from day one.
🛠 Key Responsibilities
- Build and develop a digital-first collections function.
- Use data and analytics to improve collection strategies and portfolio quality.
- Leverage technology to transform credit and repayment management.
- Develop innovative collection strategies for sustainable recoveries.
- Focus on improving overall portfolio quality.
- Drive sustainable recoveries across the tractor loan portfolio.
- Create meaningful impact at the grassroots level across rural India.
- Build a scalable, category-defining collections function from the ground up.
🎓 Eligibility Criteria
- Professionals with a strong interest in modern collections strategies.
- Passion for leveraging technology, data and analytics.
- Ability to think beyond traditional collections approaches.
- Strong interest in improving portfolio quality and sustainable recoveries.
- Ability to work with innovative, data-led collection strategies.
- Interest in creating impact within rural India and at the grassroots level.
Note: Specific educational qualification and experience requirements are not specified in the source job post.
⭐ Key Skills
- Collections Management
- Digital Collections
- Data Analytics
- Technology-led Collections
- Portfolio Quality Management
- Recovery Strategy
- Innovative Collection Strategies
- Credit & Repayment Management
- Rural Finance
- Strategic Leadership
- Data-led Decision Making
💰 Benefits
- High ownership in building a new collections function.
- ESOPs.
- Opportunity to work at massive scale.
- Opportunity to build a category-defining function from day one.
- Opportunity to create impact at the grassroots level in rural India.
⭐ Why Join?
- Work on a digital-first and data-led collections transformation.
- Use technology and analytics to solve real-world credit and repayment challenges.
- Take high ownership from day one.
- Work at massive scale within the tractor loans ecosystem.
- Receive ESOPs.
- Build a category-defining collections function.
- Create impact at the grassroots level across rural India.
🧠 Core Skills Required
- Digital Collections: Ability to think beyond traditional collections and build technology-enabled collection processes.
- Data & Analytics: Ability to leverage data and analytics to identify opportunities and improve portfolio outcomes.
- Collection Strategy: Ability to develop innovative collection strategies focused on sustainable recoveries.
- Portfolio Quality: Strong focus on improving portfolio quality and repayment performance.
- Technology: Interest in leveraging technology to transform credit and repayment management.
- Strategic Leadership: Ability to take high ownership and build a scalable function from the ground up.
- Rural Impact: Understanding of the importance of creating practical, sustainable solutions for rural India.
🎤 Interview Preparation
- Be prepared to discuss modern and digital-first collections strategies.
- Prepare examples of using data and analytics to improve collection outcomes.
- Be ready to explain how technology can transform collections and repayment management.
- Discuss approaches to improving portfolio quality.
- Prepare examples of innovative recovery strategies.
- Be prepared to discuss sustainable recovery rather than purely traditional collection methods.
- Highlight your ability to take ownership and build scalable functions.
- Be ready to discuss challenges and opportunities in rural credit and repayment.
📩 How to Apply
Interested candidates can share their updated resume with the hiring team.
📌 Email: [hr@tractorjunction.com](mailto:hr@tractorjunction.com)